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Retirement Planning

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Retirement Articles

IRA

Roth IRA vs Traditional IRA: Which Is Right?

The IRA you choose affects your taxes both now and in retirement. We compare every key factor including tax treatment, income limits, and withdrawal rules.

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401k

Maximizing Your 401(k): A Complete Guide

Your employer-sponsored 401(k) is one of the most powerful wealth-building tools available. Learn how to maximize contributions, choose funds, and capture every dollar of your employer match.

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Planning

How Much Do You Need to Retire?

The answer depends on your lifestyle, location, and health. Use our framework to calculate your personal retirement number and build a roadmap to get there.

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Social Security

When to Claim Social Security Benefits

Claiming Social Security at the right time can mean the difference of tens of thousands of dollars over your lifetime. Understand the breakeven analysis and factors to consider.

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HSA

HSA: The Ultimate Retirement Hack

A Health Savings Account offers a triple tax advantage that no other account can match. Learn how to use an HSA as a powerful supplement to your retirement strategy.

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Income

Building Passive Income Streams for Retirement

Relying solely on Social Security and savings is risky. Discover how to build multiple passive income streams — dividends, rental income, bonds — that support you throughout retirement.

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Marcus Thompson, CPA

Tax & Retirement Expert at FinanceEdd

Marcus Thompson is a CPA with 12 years of experience in retirement planning and tax strategy. He helps readers make informed decisions about their retirement accounts and long-term financial goals.

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